‘Tis the season…
The spirit of the season for many people is all about giving. This December many a winter’s eve will be spent filling stockings, swapping Secret Santa gifts and stacking beautifully wrapped presents under the tree. The “Hot Wheels Ultimate Garage” is apparently the most popular predicted Christmas present this year, but another trend that’s on the rise in 2017 is the idea of self-gifting.
From slipping an extra box of chocolates into your supermarket trolley to splashing out lavishly in the pre-Christmas sales, 64% of people plan to buy something for themselves over the holiday period. But what about treating yourself to something that can’t be wrapped?
Perhaps the best gift you could give yourself this year is comfort that the money you’ve worked hard for is being well looked after and that you don’t need to worry about your financial future. After all, if your personal finances are in good shape it’s much easier to enjoy the rest of your life and make the most of what the festivities have to offer. Good financial planning can help give you peace of mind, to go alongside the peace on earth we sing about in Christmas carols.
Looking into the snow globe
An ideal wintry afternoon for me would be a long walk along the beach with my dogs, Hogan and Ella. It’s often at this time that thoughts can turn to future plans, as we map out in our minds where we’d like to be this time next year.
As 2017 draws to a close, it’s worthwhile taking the opportunity to review your arrangements and make sure you’re set up to take advantage of any opportunities that might come your way in the New Year. So why not book in a chat with your financial planner in your new diary?
Or if you’re just starting to think about financial advice, you can always schedule a no-obligation discussion with us to go over your needs. Whether you’re thinking about how your money’s invested or you want to make sure you’re not giving a beautifully-wrapped (but unnecessary) present to the taxman, we can help look after your finances so you can get on with your life.
Merry Christmas one and all
This is my first Christmas as 1825 CEO, and I want to take the opportunity to say thank you to all our clients for trusting us with your finances. I hope that having an expert working to help you achieve your goals gives you confidence and comfort this festive season, and all year round.
So from everyone at 1825 – we wish you a merry Christmas, and a Happy New Year!
The information in this blog or any response to comments should not be regarded as financial advice. Tax rules are based on your individual circumstances and may change in the future; this is based on our understanding in December 2017. Please remember that the value of your investment can go down as well as up, and may be worth less than you paid in.